The following papers were prepared for the Microcredit Summit Campaign by leaders in the field of microcredit. Select a paper below to read the executive summary, then choose the format in which to read it. These papers are available as “.pdf” files that can be saved and viewed off-line. You will need Adobe Acrobat Reader to view these files. To download Adobe Acrobat Reader for free, click here, then return to this page to download the papers. You may also read the papers directly on your web browser or download the “.doc” format for a Word document of the paper. If you have difficulty accessing these papers, please contact the Microcredit Summit Secretariat by e-mail. The papers are now available on this site in Spanish and French.