While not technically a bank, Chime works similarly to one. Because of this, many payday lenders will accept Chime for ACH transfers, such as deposits and direct debit of funds. If you’re looking for the best same-day payday loans or cash advance apps that work with Chime, here are your options: Disclaimer: Credit Summit may […]
9 Instant Cash Payday Loans That Accept Chime Read More »
We all know times are tough right now as prices of everyday essentials rise as the contents of each package shrink. But those annoying paper receipts that pile up in your car or pocket can earn you some cash. Snap a pic of them in one of these apps and you’ll earn credit that will
10 Best Receipt Scanning Apps: Earn $500+ a Year Read More »
Many people need small loans from time to time, particularly considering that more than one in five Americans has no emergency savings. “Small” loans, sometimes called debt consolidation loans, are unsecured personal loans for less than $2,500. Even if you have bad credit, you don’t need to turn to a predatory payday lender. These lenders
19 Best Small Loans (That Aren’t Payday Loans) Read More »
Although taking out a payday loan may seem like a quick solution to a temporary cash shortfall, it often sends borrowers deeper into debt. In fact, 80% of borrowers must roll over their payday loan or apply for another loan to cover the original payday loan. That means only 20% of borrowers can afford to
Can You Go to Jail for Not Paying a Payday Loan? Read More »
As the price of everything from groceries to health care rises, seniors are living with more debt than ever before. Despite this troubling issue, older adults don’t have many options for debt forgiveness. But they generally have a few more options for debt relief than younger Americans. If you’re a senior who needs debt assistance,
Debt Forgiveness for Seniors: Get the Help You Need Read More »
Americans have a debt problem, and service members are not immune. Many veterans and active-duty service members carry high-interest debt from credit cards and short-term loans. In 2017, 44% of all military service members used a payday loan at least once. Military debt consolidation loans offer veterans and service members an option that isn’t available
Military + Veteran VA Debt Consolidation Loans Read More »
If you have a debt that’s gone unpaid for a while, the original creditor might sell that debt to a collection agency. While your creditors might have had better things to do than bother you about your debt, debt collectors exist to chase down people who owe. Debt collectors can be pretty persistent. After all,
How to Deal With Debt Collectors (When You Just Can’t Pay) Read More »
You may feel there’s no way out if you have multiple debts in collections. That’s not the case. You still have options. None of them are perfect options: your debts won’t simply disappear. Each option has its own risks and costs — but also has its opportunities. 7 Ways to Pay Off Debt In Collections
Got Debt In Collections? 7 Ways to Pay It Off Read More »
If you have a bad credit score, it may seem like you won’t be able to qualify for a loan. But if you’re a homeowner who has built up some equity, a home equity loan can be a low-cost way to borrow money, particularly if you need to consolidate other debts. Key Points Your Credit
How to Get a Home Equity Loan with Bad Credit Read More »
As a prospective homebuyer, it’s important to understand your rights as a borrower and what lenders can — and cannot — legally do. That’s where the Truth in Lending Act (TILA) and its related disclosures come in. The provisions of the federal law apply to most types of consumer credit, including car loans. But it
Truth-in-Lending Act (TILA): Disclosures and Protections for Borrowers Read More »
