The Best Nebraska Debt Consolidation Companies of 2020

Many Nebraskans wrestle with credit card, auto, payday, student and other debt types. Among the states, Nebraska ranks below average in terms of unemployment, with 4.2% of the labor force unemployed. About 12.90% of the population and 8.90% of families live in poverty.

The average Nebraskan has $1,032 in personal debt, plus $139,626 of mortgage debt for homeowners. On average, Nebraska residents carry a credit cardd balance of $5,845 and 54% of Nebraskans have student loan debt – $25,750 worth to be precise. Every year approximately 4,050 Nebraskans declare bankruptcy. Fortunately for you, there are a number of Nebraska debt consolidation options to help you get free from debt.

So whether you live in Omaha, Lincoln, Bellevue, or somewhere in-between, take charge of your financial situation and consider consolidating your debt load.

The Best Debt Consolidation Companies in Nebraska (updated 2020)

Finding a legit debt consolidation firm can be tough. We’ve done the research and picked the [n] best debt consolidation firms in the state of Nebraska. Our criteria includes online reputation, breadth of services offered, and demonstration of expertise. All have at least an A rating with the Better Business Bureau.

Skrupa Law Office, LLC – Omaha

1850 S 72nd St
Omaha, NE, 68124-1704
(402) 571-2900
http://www.skrupalaw.com

Rating: 8.85/10

Skrupa Law Office, LLC

620 N 48th St
Lincoln, NE, 68504-3467
(402) 464-3311
http://www.skrupalaw.com

Rating: 8.96/10

GreenPath, Inc. – Omaha

8031 W Center Rd # 204
Omaha, NE, 68124-3134
(888) 776-6735
http://www.greenpath.com

Rating: 9.07/10

GreenPath, Inc. – Norfolk

1105 S 13th St # 205
Norfolk, NE, 68701-5767
(888) 776-6735
http://www.greenpath.com

Rating: 9.18/10

GreenPath, Inc.

5000 Central Park Dr Ste 204 # A-20
Lincoln, NE, 68504-3465
(888) 776-6735
http://www.greenpath.com

Rating: 9.29/10

Credit Advisors, Inc.

1850 S 72nd St
Omaha, NE, 68124-1704
(402) 393-3400
http://www.creditadvisors.com

Rating: 9.4/10

Nebraska Debt Statistics

Total Debt$2,014,523
Debt Per Capita$1,032
Debt Per Capita Rank49

Source: World Population Review

Nebraska Credit Card Debt Statistics

Average Credit Card Balance689
Average Credit Score$5,845
Avg Credit Card Balance Rank (1 = Highest Balance)36
Avg Credit Score Rank (1=Highest Score)13

Source: Experian

Mortgage Debt in Nebraska

Mortgage Debt Per Capita$139,626
Avg 30 yr Mortgage Rate3.98%
Avg 15 yr Mortgage Rate3.53%
Median Home Value$169,900
Avg Outstanding Mortgage Debt$139,719
Difference Between Value and Mortgage Debt$30,181
Avg Homeowner FICO Score723

Source: Federal Reserve, Value Penguin, Experian

Payday Loan Debt in Nebraska

Payday Loan Legal StatusLegal
Max Payday Loan Amount500
Max Payday Loan Term34 days
Max Payday Loan APR460%

Source: Nebraska Government Website

Unemployment and the Economy of Nebraska

Poverty Rate – Population12.90%
Poverty Rate – Population – Rank36
Poverty Rate – Family8.90%
Poverty Rate – Family – Rank36
Unemployment Rate (March 2020)4.2
Unemployment Rank27
GDP Growth3.4
GDP Growth Rank11

Source: US Census, Bureau of Labor Statistics

Student Loan Debt in Nebraska

Percent of Population with Student Loans54%
Average Student Loan debt$25,750
Average Debt of New Graduates (2017-18)$26,422
Average Debt Ranknan
Percent of Graduates with Debt (2017-18)55%
Percent with Debt Ranknan
Usable Institutions (BA-Granting)8
Percent of Graduates at Schools with Usable Data48%
Nonfederal debt of graduates, as percent of total debt16%
Fall enrollment – Undergraduate total (IPEDS)110,862
Tuition and Fees (in-district/in-state)$11,991
Total Cost of Attendance (on-campus)$26,156
Percent of Institutional Grants that are Need-Based59%

Source: Value Penguin, TICAS

Cost of Living in Nebraska

Annual Mean Wage (All Occupations)$46,710
Median Monthly Rent$1,253
Value of a Dollar$1.10
Cost of Living90.8
Cost of Living Rank14
Grocery Cost Index95.5
Housing Cost Index80.9
Utilities Cost Index90.8
Transportation Cost Index94.3
Miscellaneous Cost Index99.9

Source: World Population Review