Credit Summit

Credit Summit is a website about getting out of debt. We write plain-English posts for ordinary individuals struggling to get out of debt and gain access to credit.

What is LVNV Funding LLC? Why is it on My Credit Report?

If you’ve diligently paid down your debts, you probably don’t have to worry about debt collectors. If you miss a payment, however, you might get an alarming notice that you owe money to a company you don’t recognize. Don’t panic. Your creditor has likely sold your account to someone else, for example, LVNV Funding, LLC.

What is LVNV Funding LLC? Why is it on My Credit Report? Read More »

14 Ways to Get Out of Credit Card Debt Without Destroying Your Credit

Credit cards can be both a blessing and a curse. Being able to fund whatever you need in the moment can truly be helpful, especially during emergencies. Unfortunately, it is much harder to pay off the debt you’ve racked up than it was to build it. And Americans have racked up a lot of credit

14 Ways to Get Out of Credit Card Debt Without Destroying Your Credit Read More »

Here are the 4 Best Payday Loan Consolidation & Relief Companies

From payday loans to credit card debt, most Americans owe money in one form or another. In 2022, U.S. consumer debt hit $16.51 trillion. Juggling multiple high-interest payments can leave many borrowers struggling to stay afloat. Wouldn’t it be great to consolidate them into one single loan with one monthly payment? You can. Here are the best companies to help you

Here are the 4 Best Payday Loan Consolidation & Relief Companies Read More »

About Tribal Loans + 10 Tribal Lenders to Avoid

If you’re looking for an instant loan and have bad credit, a lot of the search results may start to look pretty similar. You’ve entered the world of online tribal payday loans, and there’s danger ahead. Disclaimer: Credit Summit may be affiliated with some of the companies mentioned in this article. Credit Summit may make

About Tribal Loans + 10 Tribal Lenders to Avoid Read More »

How to Recognize (and Avoid) Payday Loan Scams

It’s difficult to ignore the TV reports and headlines about the many financial scams and fraudsters out there targeting vulnerable Americans, and payday loan scams are particularly notorious. Don’t become a victim. Learn to recognize these signs of common payday loan scams. Common Payday Loan Scam Tactics How do you know if the company offering

How to Recognize (and Avoid) Payday Loan Scams Read More »

Scroll to Top