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Resource Library / Is Transparency Enough?: What is Fair and Ethical When it Comes to Prices in Microfinance?

Author(s):
Chuck Waterfield


Chuck Waterfield, CEO & President, MF Transparency, USA For decades, microfinance has operated on the assumption that our prices were universally fair and ethical, but our assumptions were based on very incomplete and misleading pricing information. In reality, most of the industry had very limited knowledge on what our true prices really were. In the past two years we have made dramatic progress on transparent pricing and we now have a very meaningful supply of accurate information which is now generating substantive dialogue on the questions of “what is fair and ethical pricing?” This paper summarizes the various proposed definitions under discussion and analyzes them by using the pricing database created by MicroFinance Transparency.



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