Welcome to our fourth issue of Countdown 2005, the quarterly newsletter of the Microcredit Summit Campaign. This issue focuses on microcredit in industrialized countries, featuring an interview with James Wolfensohn on the World Bank's microcredit efforts, an inspiring article by the Women's Self-Employment Project President Connie Evans, a lesson in best practice about sustainability in industrialized countries, and an interview with Ken Vander Weele and Stacie Schrader on Opportunity International's Institutional Action Plan for Eastern Europe and the NIS.

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Countdown 2005 is available in English, French, and Spanish.